How To Get Cash Back Everytime You Spend Money On TheThings You Want And Need.
With the holiday shopping extravaganza just around the corner it is well advised to look at your finances to properly budget for the event. You should not be dipping into your rainy-day fund for this. Christmas comes every year; it's not an emergency. Figure out what you can spend and spend less than that.
Last year more than 30 percent of consumers paid for holiday gifts with a credit card according to the National Retail Federation. For those with the discipline to control their debts, they offer security, rewards and money saving. If you are a responsible user, here are some available cards and advice that will keep on giving the whole year.
What's the Deal?
On September 20, the NRF released its forecast for the upcoming 2018 holiday season, predicting that sales will rise 4.0 percent this year to $474.5 billion.
"Retailers are in for a somewhat challenging holiday season as consumers are faced with numerous economic obstacles," said NRF Chief Economist Rosalind Wells. "With the weak housing market and current credit crunch, consumers will be forced to be more prudent with their holiday spending."
According to NRF's 2018 Holiday Consumer Intentions and Actions Survey, conducted by BIGresearch, U.S. consumers plan to spend an average of $816.69 on holiday-related shopping. In addition, these shoppers will spend an additional $106.67 on special "non-gift" purchases by taking advantage of promotions and discounts to treat themselves. This brings total planned holiday-related spending to $923.36, an increase of 3.7 percent from 2018.
We all know the enthusiasm and fun or misery that comes with Black Friday shopping. Many people kick off the holiday shopping season by scooping up great deals and ringing in the discounts. Whether you will be spending exactly what BIGresearch estimates consumers will spend this year, or you plan on spending more or less-in the end, how would a rebate check for up to 5 percent sound? That check would be for more than $45 for the survey household.
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